General Insurance

Theft Classes

Burglary Insurance

The Burglary policy provides indemnity against loss or damage to property following forcible or violent entry or exit from insured premises.  Covers assets such as office equipment, stock in trade, furniture fixtures and fittings.

All Risks insurance

The All Risks provides indemnity against LOSS OR DAMAGE to specified items as a result of any cause within the geographical area specified in the policy. This includes theft, fire, riot and strike breakage and any other cause not excluded under the policy. It is important to that the term “All Risks” does not mean all perils are covered.

Money Insurance

This policy covers loss or damage to money by robbery or theft whilst:

•     In transit from your premises to the bank and vice versa
•     In your premises during business hours
•     In your premises in locked safes/strong rooms outside business hours
•     In the hand of senior employees/authorized personnel of the company
•     NHIF and service charge stamps and stamped cards and the contents of the franking machine
•     Damage to safes and /or strong rooms

Stock Floater Insurance

This policy provides cover for all stocks against loss or damage by fire & allied perils and theft whilst stored in the insured’s owned or leased premises or in transit anywhere in Kenya.

Fidelity Guarantee Insurance

Fidelity Implies the faithful or loyal performance of a duty and a fidelity guarantee policy is an insurance against the results of dishonesty or disloyalty, both of which stem from a lack of fidelity. Fidelity guarantee may be bought by any organization or person who may suffer as the result of the dishonesty, failure in the loyal performance of duty or, in certain cases, the mistake of another. The policy covers the employer against loss of money and/or stock through dishonest acts of employees.