General Insurance

Goods In Transit Insurance

This policy provides cover for loss or damage to various  types of goods while in transit by road, rail, air or any inland waterway within the geographical area set in the policy. Cover may be All Risks or for specified perils and may be taken for specific consignments or annually.

Marine Insurance

Coverage is meant for transportation of goods or items by sea or air. Marine Cargo insurance policy provides indemnity against loss or damage for goods being transported by sea or air and incidental land transportation. Either single voyage policies or annual policies are offered.

a) Marine Hull

This policy provides cover that is limited to pleasure crafts operating within Kenya’s territorial waters. Cover is against loss or damage to the hull, engines and accessories caused by perils of the sea, rivers, lakes or other navigable waters. It also covers loss by fire, theft, jettison, piracy, explosion, malicious acts. Latent defects in hull or machinery and third party liabilities on injuries and property damage

b)  Marine Cargo

This policy covers in respect of goods and or/ merchandise in transit from one place to another by sea, air, rail, road or registered post. The cover provided is in respect of marine perils, war and strike, riot and civil commotion perils. Scope of cover follows the institute of London clauses so far as applicable.